"The Economics of Consumer Credit is a remarkable achievement. By describing consumers' behavior towards indebtedness over their lifecycle in different regulatory environments, it provides an impressive number of new insights into one of our most critical markets. This book will be a valuable asset to students, researchers, and policy makers from both sides of the Atlantic.
CONTENTS
Preface
1. The Economics of Consumer Credit Demand and Supply
2. Consumer Credit Markets in the United States and Europe
3. Household Debt Demand and Supply: A Cross-Country Comparison
4. Regulation, Formal and Informal Enforcement, and the Development of the Household Loan Market: Lessons from Italy
5. Housing Wealth and the Accumulation of Financial Debt: Evidence from U.K. Households
6. Credit Cards: Facts and Theories
7. Bankruptcy and Consumer Behavior: Theory and U.S. Evidence
8. The Evolution of the Credit Counseling Industry in the United States
9. Development and Regulation of Consumer Credit Reporting in the United States
10. The Role and Effects of Credit Information Sharing
Contributors
Index
CONTENTS
Preface
1. The Economics of Consumer Credit Demand and Supply
2. Consumer Credit Markets in the United States and Europe
3. Household Debt Demand and Supply: A Cross-Country Comparison
4. Regulation, Formal and Informal Enforcement, and the Development of the Household Loan Market: Lessons from Italy
5. Housing Wealth and the Accumulation of Financial Debt: Evidence from U.K. Households
6. Credit Cards: Facts and Theories
7. Bankruptcy and Consumer Behavior: Theory and U.S. Evidence
8. The Evolution of the Credit Counseling Industry in the United States
9. Development and Regulation of Consumer Credit Reporting in the United States
10. The Role and Effects of Credit Information Sharing
Contributors
Index
Páginas : 392
Peso : mb.
Formato : PDF.
Edición : Primera
Año de Publicación :2008
ISBN : 978-0262524957
Editorial : MIT Press
Autor: Giuseppe Bertola, Richard Disney, Charles Grant
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